Buy a home and keep the seller's 3% mortgage.

FHA, VA, and USDA loans can be taken over by the buyer, rate and all. Find Assumables lists the Georgia homes for sale that have one, with the loan's real rate from public records on most of them, and shows what it takes to assume each. No account needed to look.

1,203 Georgia homes listed now · 612 under 3% · median savings $419/mo against today's 7.36% average. Updated October 17, 2026.

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Georgia only for now. Somewhere else? Get an email when we add your state.

Pricing

Free: every home, its rate (from public loan records on most homes) and loan type, filters, and up to 10 saved homes. Pro, $19 a month or $45 for a 90-day pass: each home's estimated loan balance, cash to assume, and monthly savings, plus unlimited saved homes.