Georgia › Fayette County › Peachtree City
Homes for sale with assumable mortgages in Peachtree City, GA
5 homes for sale in Peachtree City where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 5homes
- 4under 3%
- 2.25%lowest rate
- $240,557median cash to assume
- $767/momedian savings vs 7.36%
See all 5 Peachtree City homes on the map No account needed. Create a free account to save homes and searches.
Lowest-rate homes in Peachtree City
-
2.25% from loan recordsVA loan, recorded May 2021
206 Randall Dr, Peachtree City 30269
$650,000 · 4 bd · 2 ba · 3,044 sq ft · House · listed 40 days ago
- Cash to assume
- $315,767
- Payment if assumed
- $1,476/mo
- Saves vs 7.36% today
- $829/mo
-
2.75% from loan recordsVA loan, recorded Jan 2020
404 Cimaron Park, Peachtree City 30269
$699,000 · 5 bd · 3,041 sq ft · House · built 1996 · listed 9 days ago
Cash to assume and monthly savings: Pro
-
3.298% from loan recordsFHA loan, recorded Jan 2020
111 Morallion Hls, Peachtree City 30269
$499,000 · 3 bd · 1 ba · 2,127 sq ft · House · listed 20 days ago
Cash to assume and monthly savings: Pro
All 5 homes in Peachtree City
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 206 Randall Dr | $650,000 | 4 | 2.25% | VA |
| 18 Singleton Way (may be off market) | $475,000 | 3 | 2.75% | FHA |
| 321 Cottonwood Cir (may be off market) | $599,900 | 3 | 2.75% | VA |
| 404 Cimaron Park | $699,000 | 5 | 2.75% | VA |
| 111 Morallion Hls | $499,000 | 3 | 3.298% | FHA |
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Peachtree City
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Fayette County (24 homes) · Fayetteville (18)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.