A few questions so the answer fits you. All optional; skip anything you'd rather not say.
You pay the seller the difference between the price and the loan's balance. Most buyers bring part of it and cover the rest with a 2nd loan, if the servicer allows one.
Find Assumables isn't a real estate brokerage, and Joey isn't a licensed agent or lender. Answers are general information about how assumptions work, not legal, tax, or financial advice. Confirm every number with the seller's loan servicer.