Georgia assumable mortgage reports

Once a month: how many Georgia homes for sale have a low-rate loan the buyer can take over, what their rates are, the cash it takes, and where they are. Free to quote with credit.

Read the October 2026 report No account needed. Create a free account to save homes and searches.

• October 2026559 of 1,126 homes under 3%; median cash to assume $150,169

Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.