Georgia › Haralson County › Bremen
Homes for sale with assumable mortgages in Bremen, GA
5 homes for sale in Bremen where the buyer can take over the seller's FHA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 5homes
- 1under 3%
- 2.75%lowest rate
- $149,676median cash to assume
- $348/momedian savings vs 7.36%
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Lowest-rate homes in Bremen
-
2.75% from loan recordsFHA loan, recorded Sep 2020
370 Springwater Way, Bremen 30110
$325,000 · 4 bd · 2 ba · 1,891 sq ft · House · built 2018 · listed 166 days ago
- Cash to assume
- $149,676
- Payment if assumed
- $834/mo
- Saves vs 7.36% today
- $375/mo
-
3.125% from loan recordsFHA loan, recorded Jan 2021
418 Church St, Bremen 30110
$271,000 · 4 bd · 2 ba · 1,948 sq ft · House · built 1976 · listed 159 days ago
Cash to assume and monthly savings: Pro
-
3.625% from loan recordsFHA loan, recorded Jan 2020
141 Lindsey Dr, Bremen 30110
$420,000 · 3 bd · 2 ba · 2,494 sq ft · House · built 2020 · listed 124 days ago
Cash to assume and monthly savings: Pro
-
3.75% from loan recordsFHA loan, recorded Jan 2022
88 Old Waco Rd, Bremen 30110
$220,000 · 2 bd · 1 ba · 1,400 sq ft · House · built 1940 · listed 67 days ago
Cash to assume and monthly savings: Pro
All 5 homes in Bremen
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 370 Springwater Way | $325,000 | 4 | 2.75% | FHA |
| 418 Church St | $271,000 | 4 | 3.125% | FHA |
| 330 Surrey Ct (may be off market) | $489,999 | 4 | 3.25% | FHA |
| 141 Lindsey Dr | $420,000 | 3 | 3.625% | FHA |
| 88 Old Waco Rd | $220,000 | 2 | 3.75% | FHA |
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Bremen
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Haralson County (5 homes)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.