Georgia › Pierce County › Blackshear
Homes for sale with assumable mortgages in Blackshear, GA
8 homes for sale in Blackshear where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 8homes
- 6under 3%
- 2.375%lowest rate
- $126,144median cash to assume
- $326/momedian savings vs 7.36%
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Lowest-rate homes in Blackshear
-
2.375% from loan recordsVA loan, recorded Aug 2021
3475 Moore St, Blackshear 31516
$269,900 · 3 bd · 2 ba · 1,694 sq ft · House · built 2012 · listed 157 days ago
- Cash to assume
- $136,917
- Payment if assumed
- $591/mo
- Saves vs 7.36% today
- $326/mo
-
2.481% from loan recordsFHA loan, recorded Jan 2021
2027 Ellis Ln, Blackshear 31516
$284,900 · 3 bd · 2 ba · 1,739 sq ft · House · built 1995 · listed 42 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsFHA loan, recorded Jan 2021
3477 Moore St, Blackshear 31516
$275,000 · 3 bd · 2 ba · 1,796 sq ft · House · built 2014 · listed 52 days ago
Cash to assume and monthly savings: Pro
-
2.875% from loan recordsFHA loan, recorded Jan 2021
319 Owen St, Blackshear 31516
$219,000 · 3 bd · 2 ba · 1,225 sq ft · House · built 2005 · listed 25 days ago
Cash to assume and monthly savings: Pro
-
2.875% from loan recordsVA loan, recorded Jan 2021
109 Plantation Pines Dr, Blackshear 31516
$374,900 · 4 bd · 2 ba · 2,067 sq ft · House · built 2014 · listed 96 days ago
Cash to assume and monthly savings: Pro
-
≈2.94% or lowerVA loan, recorded Aug 2020
922 Jane St, Blackshear 31516
$367,000 · 3 bd · 2 ba · 2,367 sq ft · House · built 1996 · listed 146 days ago
Cash to assume and monthly savings: Pro
-
3.25% from loan recordsFHA loan, recorded Jan 2022
305 Purdom Dr, Blackshear 31516
$219,000 · 3 bd · 2 ba · 1,855 sq ft · House · built 1997 · listed 54 days ago
Cash to assume and monthly savings: Pro
-
≈3.45% or lowerVA loan, recorded Jan 2022
4761 Otter Creek Cir, Blackshear 31516
$229,900 · 3 bd · 2 ba · 1,291 sq ft · House · built 2021 · listed 75 days ago
Cash to assume and monthly savings: Pro
All 8 homes in Blackshear
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 3475 Moore St | $269,900 | 3 | 2.375% | VA |
| 2027 Ellis Ln | $284,900 | 3 | 2.481% | FHA |
| 3477 Moore St | $275,000 | 3 | 2.75% | FHA |
| 319 Owen St | $219,000 | 3 | 2.875% | FHA |
| 109 Plantation Pines Dr | $374,900 | 4 | 2.875% | VA |
| 922 Jane St | $367,000 | 3 | ≈2.94% | VA |
| 305 Purdom Dr | $219,000 | 3 | 3.25% | FHA |
| 4761 Otter Creek Cir | $229,900 | 3 | ≈3.45% | VA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Blackshear
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Pierce County (8 homes)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.