Georgia › Bulloch County › Statesboro
Homes for sale with assumable mortgages in Statesboro, GA
5 homes for sale in Statesboro where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 5homes
- 1under 3%
- 2.875%lowest rate
- $163,722median cash to assume
- $317/momedian savings vs 7.36%
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Lowest-rate homes in Statesboro
-
2.875% from loan recordsFHA loan, recorded Jan 2020
215 Wildwood Dr, Statesboro 30458
$347,000 · 4 bd · 3 ba · 2,777 sq ft · House · built 1972 · listed 58 days ago
- Cash to assume
- $186,742
- Payment if assumed
- $788/mo
- Saves vs 7.36% today
- $317/mo
-
3.125% from loan recordsFHA loan, recorded Jan 2021
608 Bridle Run, Statesboro 30458
$420,000 · 3 bd · 2 ba · 2,562 sq ft · House · built 2021 · listed 101 days ago
Cash to assume and monthly savings: Pro
-
3.5% from loan recordsFHA loan, recorded Jan 2022
9002 Oakfield Dr, Statesboro 30461
$380,000 · 4 bd · 2 ba · 2,400 sq ft · House · built 2003 · listed 52 days ago
Cash to assume and monthly savings: Pro
All 5 homes in Statesboro
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 215 Wildwood Dr | $347,000 | 4 | 2.875% | FHA |
| 6001 Virginia Pine Ave (may be off market) | $259,000 | 3 | 3% | FHA |
| 608 Bridle Run | $420,000 | 3 | 3.125% | FHA |
| 9002 Oakfield Dr | $380,000 | 4 | 3.5% | FHA |
| 1128 Bartlett Dr (may be off market) | $314,900 | 3 | 3.75% | VA |
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Statesboro
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Bulloch County (7 homes)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.