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Homes for sale with assumable mortgages in Fairburn, GA
13 homes for sale in Fairburn where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 13homes
- 6under 3%
- 2.5%lowest rate
- $132,078median cash to assume
- $394/momedian savings vs 7.36%
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Lowest-rate homes in Fairburn
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2.5% from loan recordsVA loan, recorded Feb 2022
7401 Saint Peter Way, Fairburn 30213
$294,999 · 3 bd · 2 ba · 1,772 sq ft · House · listed 95 days ago
- Cash to assume
- $33,027
- Payment if assumed
- $1,164/mo
- Saves vs 7.36% today
- $643/mo
-
2.625% from loan recordsFHA loan, recorded Jan 2021
5825 Radford Loop, Fairburn 30213
$285,000 · 3 bd · 2 ba · 2,136 sq ft · House · listed 60 days ago
Cash to assume and monthly savings: Pro
-
2.625% from loan recordsFHA loan, recorded Jan 2021
390 Sawgrass Vw, Fairburn 30213
$595,000 · 5 bd · 3 ba · 3,859 sq ft · House · listed 93 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsFHA loan, recorded Sep 2021
8280 Mayfern Dr, Fairburn 30213
$314,000 · 4 bd · 2 ba · 1,904 sq ft · House · listed 81 days ago
Cash to assume and monthly savings: Pro
-
≈2.9% estimateFHA loan, recorded Sep 2021
805 Bentley Dr, Fairburn 30213
$359,000 · 3 bd · 2 ba · 2,106 sq ft · House · listed 160 days ago
Cash to assume and monthly savings: Pro
-
3.125% from loan recordsFHA loan, recorded Dec 2021
5740 Radford Loop, Fairburn 30213
$320,900 · 3 bd · 2 ba · 1,744 sq ft · House · listed 62 days ago
Cash to assume and monthly savings: Pro
-
3.23% from loan recordsFHA loan, recorded Mar 2021
611 Dodson Lake Ct, Fairburn 30213
$345,000 · 4 bd · 2 ba · 2,389 sq ft · House · listed 72 days ago
Cash to assume and monthly savings: Pro
-
3.25% from loan recordsFHA loan, recorded Jun 2020
7627 Rudder Cir, Fairburn 30213
$335,000 · 3 bd · 2 ba · 2,460 sq ft · House · listed 40 days ago
Cash to assume and monthly savings: Pro
All 13 homes in Fairburn
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 7401 Saint Peter Way | $294,999 | 3 | 2.5% | VA |
| 5825 Radford Loop | $285,000 | 3 | 2.625% | FHA |
| 390 Sawgrass Vw | $595,000 | 5 | 2.625% | FHA |
| 8280 Mayfern Dr | $314,000 | 4 | 2.75% | FHA |
| 104 Greenwood St (may be off market) | $225,000 | 2 | 2.875% | FHA |
| 805 Bentley Dr | $359,000 | 3 | ≈2.9% | FHA |
| 5740 Radford Loop | $320,900 | 3 | 3.125% | FHA |
| 611 Dodson Lake Ct | $345,000 | 4 | 3.23% | FHA |
| 7643 Bucknell Ter | $299,000 | 3 | 3.25% | FHA |
| 7627 Rudder Cir | $335,000 | 3 | 3.25% | FHA |
| 41 W Campbellton St | $345,000 | 4 | 3.297% | FHA |
| 7425 Faith St (may be off market) | $393,000 | 3 | 3.375% | FHA |
| 306 Breeze Mdw | $258,900 | 3 | 3.875% | FHA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Fairburn
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Fulton County (64 homes) · Atlanta (43)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.