Georgia › Gordon County
Homes for sale with assumable mortgages in Gordon County, GA
8 homes for sale in Gordon County where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Updated October 18, 2026.
- 8homes
- 2under 3%
- 2.25%lowest rate
- $148,461median cash to assume
- $357/momedian savings vs 7.36%
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Towns in Gordon County: Adairsville, Calhoun, Plainville, Ranger, Resaca.
Lowest-rate homes in Gordon County
-
2.25% from loan recordsFHA loan, recorded Jan 2021
106 Summerfield Ln NE, Calhoun 30701
$294,900 · 4 bd · 2 ba · House · built 2002 · listed 155 days ago
- Cash to assume
- $148,461
- Payment if assumed
- $653/mo
- Saves vs 7.36% today
- $357/mo
-
2.5% from loan recordsFHA loan, recorded Jan 2021
601 Riverside Dr NW, Calhoun 30701
$284,900 · 3 bd · 2 ba · 1,372 sq ft · House · built 2004 · listed 19 days ago
Cash to assume and monthly savings: Pro
-
3% from loan recordsVA loan, recorded Jan 2021
1215 Fairview Rd NW, Calhoun 30701
$349,900 · 4 bd · 2 ba · 1,848 sq ft · House · built 1966 · listed 31 days ago
Cash to assume and monthly savings: Pro
-
3.125% from loan recordsFHA loan, recorded Jan 2021
641 Johnson Rd SE, Adairsville 30103
$230,000 · 2 bd · 2 ba · 1,152 sq ft · House · built 1996 · listed 23 days ago
Cash to assume and monthly savings: Pro
-
3.125% from loan recordsFHA loan, recorded Jan 2021
130 Crane Rd NE, Resaca 30735
$199,900 · 3 bd · 1 ba · 1,257 sq ft · House · built 1969 · listed 26 days ago
Cash to assume and monthly savings: Pro
All 8 homes
| Home | City | Price | Beds | Rate | Loan |
|---|---|---|---|---|---|
| 106 Summerfield Ln NE | Calhoun | $294,900 | 4 | 2.25% | FHA |
| 601 Riverside Dr NW | Calhoun | $284,900 | 3 | 2.5% | FHA |
| 1215 Fairview Rd NW | Calhoun | $349,900 | 4 | 3% | VA |
| 130 Crane Rd NE | Resaca | $199,900 | 3 | 3.125% | FHA |
| 641 Johnson Rd SE | Adairsville | $230,000 | 2 | 3.125% | FHA |
| 175 Devonwood Dr | Calhoun | $489,900 | 3 | 3.5% | FHA |
| 678 Riverbend Rd SW | Plainville | $329,900 | 3 | 4% | FHA |
| 696 Railey Rdg NE (may be off market) | Ranger | $375,000 | 3 | 4% | FHA |
How assuming a mortgage works in Gordon County
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
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Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.