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Homes for sale with assumable mortgages in Conyers, GA
14 homes for sale in Conyers where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 14homes
- 5under 3%
- 2.375%lowest rate
- $132,183median cash to assume
- $395/momedian savings vs 7.36%
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Lowest-rate homes in Conyers
-
2.375% from loan recordsVA loan, recorded Sep 2020
1041 Forest Hills Dr SE, Conyers 30094
$430,000 · 3 bd · 2 ba · 1,913 sq ft · House · listed 67 days ago
- Cash to assume
- $221,662
- Payment if assumed
- $952/mo
- Saves vs 7.36% today
- $485/mo
-
2.5% from loan recordsVA loan, recorded Dec 2020
4311 Derbyshire Trce SE, Conyers 30094
$249,999 · 3 bd · 2 ba · 1,382 sq ft · House · listed 111 days ago
Cash to assume and monthly savings: Pro
-
2.5% from loan recordsFHA loan, recorded Oct 2021
1966 River St NE, Conyers 30012
$189,000 · 2 bd · 1 ba · 1,250 sq ft · House · listed 143 days ago
Cash to assume and monthly savings: Pro
-
≈2.74% or lowerVA loan, recorded Jan 2021
2955 Ash Grove Dr, Conyers 30094
$595,000 · 5 bd · 4 ba · 3,754 sq ft · House · built 2018 · listed 9 days ago
Cash to assume and monthly savings: Pro
-
3.125% from loan recordsFHA loan, recorded Oct 2020
2819 Briar Hill Ln SE, Conyers 30013
$360,000 · 2 bd · 2 ba · 1,244 sq ft · Multi-family · listed 35 days ago
Cash to assume and monthly savings: Pro
-
3.375% from loan recordsFHA loan, recorded Oct 2021
81 Crowell Rd SE, Conyers 30094
$334,900 · 3 bd · 2 ba · 1,950 sq ft · House · listed 66 days ago
Cash to assume and monthly savings: Pro
-
3.375% from loan recordsVA loan, recorded Feb 2022
2871 Weatherstone Cir SE, Conyers 30094
$364,900 · 4 bd · 3 ba · 2,619 sq ft · House · listed 92 days ago
Cash to assume and monthly savings: Pro
-
≈3.45% or lowerVA loan, recorded Jan 2022
2256 Christian Cir, Conyers 30013
$215,000 · 3 bd · 2 ba · 1,363 sq ft · House · built 1992 · listed 178 days ago
Cash to assume and monthly savings: Pro
All 14 homes in Conyers
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 1041 Forest Hills Dr SE | $430,000 | 3 | 2.375% | VA |
| 1966 River St NE | $189,000 | 2 | 2.5% | FHA |
| 4311 Derbyshire Trce SE | $249,999 | 3 | 2.5% | VA |
| 2955 Ash Grove Dr | $595,000 | 5 | ≈2.74% | VA |
| 3707 Sugar Creek Ln SE (may be off market) | $335,000 | 4 | 2.75% | VA |
| 2612 Abbott Rd (may be off market) | $263,500 | 3 | 3% | VA |
| 2077 Honey Creek Rd SW (may be off market) | $439,900 | 3 | 3% | FHA |
| 2819 Briar Hill Ln SE | $360,000 | 2 | 3.125% | FHA |
| 81 Crowell Rd SE | $334,900 | 3 | 3.375% | FHA |
| 2871 Weatherstone Cir SE | $364,900 | 4 | 3.375% | VA |
| 2256 Christian Cir | $215,000 | 3 | ≈3.45% | VA |
| 2125 Smyrna Rd SW (may be off market) | $329,900 | 4 | ≈3.45% | VA |
| 2088 Belmont Cir | $235,000 | 3 | 3.875% | FHA |
| 2201 Rolling Acres Dr SW | $221,900 | 2 | 4.25% | FHA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Conyers
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Rockdale County (15 homes)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.