Georgia › Cobb County › Mableton
Homes for sale with assumable mortgages in Mableton, GA
6 homes for sale in Mableton where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 6homes
- 3under 3%
- 2.5%lowest rate
- $104,681median cash to assume
- $624/momedian savings vs 7.36%
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Lowest-rate homes in Mableton
-
2.5% from loan recordsVA loan, recorded Nov 2020
305 Saint Patrick Dr SW, Mableton 30126
$464,900 · 4 bd · 3 ba · 2,516 sq ft · House · listed 116 days ago
- Cash to assume
- $283,196
- Payment if assumed
- $838/mo
- Saves vs 7.36% today
- $416/mo
-
2.75% from loan recordsFHA loan, recorded Nov 2021
6320 Brookwater Vw, Mableton 30126
$415,000 · 3 bd · 3 ba · 2,013 sq ft · House · listed 47 days ago
Cash to assume and monthly savings: Pro
-
≈2.83% or lowerVA loan, recorded Oct 2020
79 Nickajack Rd SE, Mableton 30126
$425,000 · 4 bd · 2 ba · 2,814 sq ft · House · built 1984 · listed 17 days ago
Cash to assume and monthly savings: Pro
-
3.75% from loan recordsFHA loan, recorded Nov 2021
1092 Mable St SW, Mableton 30126
$199,000 · 3 bd · 1 ba · 840 sq ft · House · listed 152 days ago
Cash to assume and monthly savings: Pro
All 6 homes in Mableton
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 305 Saint Patrick Dr SW | $464,900 | 4 | 2.5% | VA |
| 6320 Brookwater Vw | $415,000 | 3 | 2.75% | FHA |
| 79 Nickajack Rd SE | $425,000 | 4 | ≈2.83% | VA |
| 6504 Brooklake Ct (may be off market) | $350,000 | 3 | 3.125% | FHA |
| 1305 Bellemeade Cir SW (may be off market) | $390,000 | 3 | 3.375% | FHA |
| 1092 Mable St SW | $199,000 | 3 | 3.75% | FHA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Mableton
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Cobb County (62 homes) · Marietta (22) · Powder Springs (10) · Kennesaw (8) · Smyrna (7) · Acworth (5) · Austell (5)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.