Georgia › Cobb County › Marietta
Homes for sale with assumable mortgages in Marietta, GA
22 homes for sale in Marietta where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 22homes
- 16under 3%
- 2.25%lowest rate
- $254,891median cash to assume
- $588/momedian savings vs 7.36%
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Lowest-rate homes in Marietta
-
2.25% from loan recordsVA loan, recorded Aug 2021
974 Laurel Springs Ln SW, Marietta 30064
$489,000 · 4 bd · 2 ba · 3,105 sq ft · House · listed 75 days ago
- Cash to assume
- $254,891
- Payment if assumed
- $1,026/mo
- Saves vs 7.36% today
- $588/mo
-
2.25% from loan recordsVA loan, recorded Mar 2021
2029 Brightleaf Way # 133, Marietta 30060
$435,000 · 3 bd · 2 ba · 2,125 sq ft · Condo · listed 150 days ago
Cash to assume and monthly savings: Pro
-
2.25% from loan recordsVA loan, recorded Jun 2021
2689 Achillea Ct SW, Marietta 30064
$600,000 · 4 bd · 2 ba · 3,027 sq ft · House · listed 157 days ago
Cash to assume and monthly savings: Pro
-
2.375% from loan recordsFHA loan, recorded Jul 2020
1114 Longwood Dr SW, Marietta 30008
$550,000 · 3 bd · 2 ba · House · built 1968 · listed 8 days ago
Cash to assume and monthly savings: Pro
-
2.375% from loan recordsFHA loan, recorded Mar 2021
4338 Greys Rise Way SW, Marietta 30008
$410,000 · 3 bd · 2 ba · 1,820 sq ft · House · listed 45 days ago
Cash to assume and monthly savings: Pro
-
2.5% from loan recordsVA loan, recorded Nov 2021
2168 Capers Dr, Marietta 30064
$700,000 · 3 bd · 3 ba · 2,575 sq ft · House · listed 27 days ago
Cash to assume and monthly savings: Pro
-
2.5% from loan recordsVA loan, recorded Dec 2021
2775 Twisted Oak Ln NE, Marietta 30066
$1,589,000 · 5 bd · 6 ba · 4,524 sq ft · House · listed 164 days ago
Cash to assume and monthly savings: Pro
-
2.625% from loan recordsVA loan, recorded Jun 2021
1111 Cannongate Xing SW, Marietta 30064
$245,000 · 2 bd · 2 ba · 1,471 sq ft · Condo · listed 166 days ago
Cash to assume and monthly savings: Pro
All 22 homes in Marietta
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 255 Austin Ave NE (may be off market) | $400,000 | 3 | 2.25% | FHA |
| 2029 Brightleaf Way # 133 | $435,000 | 3 | 2.25% | VA |
| 974 Laurel Springs Ln SW | $489,000 | 4 | 2.25% | VA |
| 2689 Achillea Ct SW | $600,000 | 4 | 2.25% | VA |
| 4338 Greys Rise Way SW | $410,000 | 3 | 2.375% | FHA |
| 1267 Herty Dr (may be off market) | $450,000 | 3 | 2.375% | FHA |
| 1114 Longwood Dr SW | $550,000 | 3 | 2.375% | FHA |
| 2168 Capers Dr | $700,000 | 3 | 2.5% | VA |
| 2775 Twisted Oak Ln NE | $1,589,000 | 5 | 2.5% | VA |
| 1111 Cannongate Xing SW | $245,000 | 2 | 2.625% | VA |
| 2117 Caneridge Dr SW (may be off market) | $480,000 | 5 | 2.625% | VA |
| 235 Mathews Cir SE | $429,900 | 3 | 2.75% | FHA |
| 226 Senna St | $450,000 | 4 | ≈2.81% | FHA |
| 3388 Sanford Dr | $369,711 | 2 | ≈2.84% | VA |
| 1835 Walker Ridge Dr SW | $599,900 | 5 | 2.875% | FHA |
| 481 Don Cir SW | $350,000 | 3 | ≈2.9% | FHA |
| 1256 Herty Dr | $410,000 | 3 | 3% | VA |
| 3523 Jefferson Township Pkwy | $897,000 | 4 | ≈3.07% | VA |
| 195 Senna St | $440,000 | 3 | 3.375% | FHA |
| 3080 Addie Pond Way SW | $675,000 | 4 | 3.375% | FHA |
| 2110 B T Sheppard Dr | $575,000 | 5 | 3.625% | VA |
| 2885 Hill Park Ct | $715,000 | 4 | 4.125% | FHA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Marietta
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Cobb County (62 homes) · Powder Springs (10) · Kennesaw (8) · Smyrna (7) · Mableton (6) · Acworth (5) · Austell (5)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.