Georgia › Glynn County
Homes for sale with assumable mortgages in Glynn County, GA
21 homes for sale in Glynn County where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Updated October 18, 2026.
- 21homes
- 11under 3%
- 2.25%lowest rate
- $179,404median cash to assume
- $447/momedian savings vs 7.36%
See all 21 on the map No account needed. Create a free account to save homes and searches.
Cities
- Brunswick (17)
Also in Glynn County: Saint Simons Island.
Lowest-rate homes in Glynn County
-
2.25% from loan recordsVA loan, recorded Jan 2021
365 Major Wright Rd, Saint Simons Island 31522
$1,157,000 · 4 bd · 4 ba · 3,241 sq ft · House · built 2000 · listed 18 days ago
- Cash to assume
- $719,282
- Payment if assumed
- $1,953/mo
- Saves vs 7.36% today
- $1,066/mo
-
2.49% from loan recordsVA loan, recorded May 2021
201 Stillwater Dr, Saint Simons Island 31522
$1,495,000 · 4 bd · 3 ba · 4,111 sq ft · House · built 2010 · listed 149 days ago
Cash to assume and monthly savings: Pro
-
≈2.74% estimateFHA loan, recorded Jan 2021
3812 Emanuel Ave, Brunswick 31520
$139,900 · 2 bd · 1 ba · 800 sq ft · House · built 1953 · listed 8 days ago
- Cash to assume
- $54,858
- Payment if assumed
- $400/mo
- Saves vs 7.36% today
- $186/mo
-
≈2.74% estimateFHA loan, recorded Jan 2021
65 Silver Bluff Dr, Brunswick 31523
$419,000 · 4 bd · 3 ba · 2,432 sq ft · House · built 2009 · listed 11 days ago
Cash to assume and monthly savings: Pro
-
≈2.74% or lowerVA loan, recorded Jan 2021
400 Wellington Pl, Brunswick 31523
$357,500 · 3 bd · 2 ba · 1,742 sq ft · House · built 2002 · listed 103 days ago
Cash to assume and monthly savings: Pro
Homes in other Glynn County towns
| Home | City | Price | Beds | Rate | Loan |
|---|---|---|---|---|---|
| 365 Major Wright Rd | Saint Simons Island | $1,157,000 | 4 | 2.25% | VA |
| 201 Stillwater Dr | Saint Simons Island | $1,495,000 | 4 | 2.49% | VA |
| 931 Champney (may be off market) | Saint Simons Island | $1,395,000 | 5 | ≈3.16% | FHA |
| 668 N Golf Villas | Saint Simons Island | $472,000 | 3 | ≈3.45% | VA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
How assuming a mortgage works in Glynn County
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
See every Georgia county.
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.