Georgia › Glynn County › Brunswick
Homes for sale with assumable mortgages in Brunswick, GA
17 homes for sale in Brunswick where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 17homes
- 9under 3%
- 2.74%lowest rate
- $172,463median cash to assume
- $387/momedian savings vs 7.36%
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Lowest-rate homes in Brunswick
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≈2.74% estimateFHA loan, recorded Jan 2021
3812 Emanuel Ave, Brunswick 31520
$139,900 · 2 bd · 1 ba · 800 sq ft · House · built 1953 · listed 8 days ago
- Cash to assume
- $54,858
- Payment if assumed
- $400/mo
- Saves vs 7.36% today
- $186/mo
-
≈2.74% estimateFHA loan, recorded Jan 2021
65 Silver Bluff Dr, Brunswick 31523
$419,000 · 4 bd · 3 ba · 2,432 sq ft · House · built 2009 · listed 11 days ago
Cash to assume and monthly savings: Pro
-
≈2.74% or lowerVA loan, recorded Jan 2021
400 Wellington Pl, Brunswick 31523
$357,500 · 3 bd · 2 ba · 1,742 sq ft · House · built 2002 · listed 103 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsFHA loan, recorded Jan 2021
1124 Myers Hill Rd, Brunswick 31523
$445,000 · 4 bd · 2 ba · 2,669 sq ft · House · built 1990 · listed 26 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsVA loan, recorded Jan 2020
100 Serenoa Dr, Brunswick 31523
$699,000 · 4 bd · 4 ba · 3,452 sq ft · House · built 1999 · listed 98 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsVA loan, recorded Jan 2021
197 Belmont Cir, Brunswick 31525
$639,900 · 4 bd · 3 ba · 3,552 sq ft · House · built 2016 · listed 148 days ago
Cash to assume and monthly savings: Pro
-
≈2.87% or lowerVA loan, recorded Jul 2021
219 Wellington Pl, Brunswick 31523
$336,500 · 4 bd · 2 ba · 1,970 sq ft · House · built 2005 · listed 55 days ago
Cash to assume and monthly savings: Pro
-
3.25% from loan recordsVA loan, recorded Jan 2020
16 Heron Ct, Brunswick 31525
$330,000 · 3 bd · 2 ba · 1,939 sq ft · House · built 2008 · listed 18 days ago
Cash to assume and monthly savings: Pro
All 17 homes in Brunswick
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 3812 Emanuel Ave | $139,900 | 2 | ≈2.74% | FHA |
| 400 Wellington Pl | $357,500 | 3 | ≈2.74% | VA |
| 65 Silver Bluff Dr | $419,000 | 4 | ≈2.74% | FHA |
| 154 Buffalo Dr (may be off market) | $424,900 | 4 | 2.75% | VA |
| 1124 Myers Hill Rd | $445,000 | 4 | 2.75% | FHA |
| 197 Belmont Cir | $639,900 | 4 | 2.75% | VA |
| 100 Serenoa Dr | $699,000 | 4 | 2.75% | VA |
| 219 Wellington Pl | $336,500 | 4 | ≈2.87% | VA |
| 152 Zellwood Dr (may be off market) | $300,000 | 6 | 2.875% | VA |
| 16 Heron Ct | $330,000 | 3 | 3.25% | VA |
| 162 Majestic Oaks Dr | $374,900 | 3 | 3.25% | VA |
| 173 Cypress Run Dr | $290,000 | 3 | 3.375% | FHA |
| 22 Shell Pointe Ct | $334,900 | 3 | 3.375% | VA |
| 1038 Sand Dollar Way | $324,000 | 4 | 3.49% | VA |
| 114 Landover Dr (may be off market) | $129,000 | 3 | 3.5% | FHA |
| 105 Breckenridge Dr | $335,000 | 3 | 3.5% | FHA |
| 149 Gallery Way (may be off market) | $347,500 | 4 | ≈3.62% | VA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Brunswick
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Glynn County (21 homes)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.