Georgia › Gwinnett County › Loganville
Homes for sale with assumable mortgages in Loganville, GA
17 homes for sale in Loganville where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 17homes
- 9under 3%
- 2.25%lowest rate
- $189,766median cash to assume
- $450/momedian savings vs 7.36%
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Lowest-rate homes in Loganville
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2.25% from loan recordsFHA loan, recorded Jan 2021
3594 Cherry Blossom Ct, Loganville 30052
$375,000 · 4 bd · 2 ba · 2,524 sq ft · House · listed 100 days ago
- Cash to assume
- $199,953
- Payment if assumed
- $781/mo
- Saves vs 7.36% today
- $426/mo
-
2.375% from loan recordsVA loan, recorded Jan 2022
334 Annslee Cir, Loganville 30052
$410,000 · 3 bd · 2 ba · 2,622 sq ft · House · built 2004 · listed 100 days ago
Cash to assume and monthly savings: Pro
-
2.5% from loan recordsVA loan, recorded Jul 2021
571 Stonebranch Dr, Loganville 30052
$469,900 · 5 bd · 3 ba · 3,100 sq ft · House · listed 86 days ago
Cash to assume and monthly savings: Pro
-
2.625% from loan recordsFHA loan, recorded Jan 2022
4208 Logans Ter, Loganville 30052
$365,000 · 5 bd · 2 ba · 2,297 sq ft · House · built 1998 · listed 105 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsFHA loan, recorded Sep 2020
159 Azalea Bloom Dr, Loganville 30052
$460,000 · 5 bd · 4 ba · 3,166 sq ft · House · listed 89 days ago
Cash to assume and monthly savings: Pro
-
≈2.83% estimateFHA loan, recorded Oct 2020
3505 Garden Walk Ln, Loganville 30052
$359,900 · 3 bd · 2 ba · 1,791 sq ft · House · listed 90 days ago
Cash to assume and monthly savings: Pro
-
2.99% from loan recordsFHA loan, recorded Mar 2022
3462 Hawthorn Farm Blvd, Loganville 30052
$455,000 · 5 bd · 3 ba · 2,562 sq ft · House · listed 66 days ago
Cash to assume and monthly savings: Pro
-
2.99% from loan recordsFHA loan, recorded Apr 2020
76 Mulberry Bush Dr, Loganville 30052
$460,000 · 5 bd · 3 ba · 3,269 sq ft · House · listed 87 days ago
Cash to assume and monthly savings: Pro
All 17 homes in Loganville
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 3594 Cherry Blossom Ct | $375,000 | 4 | 2.25% | FHA |
| 334 Annslee Cir | $410,000 | 3 | 2.375% | VA |
| 571 Stonebranch Dr | $469,900 | 5 | 2.5% | VA |
| 4208 Logans Ter | $365,000 | 5 | 2.625% | FHA |
| 1510 Pecan Plantation Ct (may be off market) | $624,900 | 4 | 2.625% | FHA |
| 159 Azalea Bloom Dr | $460,000 | 5 | 2.75% | FHA |
| 3505 Garden Walk Ln | $359,900 | 3 | ≈2.83% | FHA |
| 3462 Hawthorn Farm Blvd | $455,000 | 5 | 2.99% | FHA |
| 76 Mulberry Bush Dr | $460,000 | 5 | 2.99% | FHA |
| 147 Clifford St | $289,900 | 2 | 3% | FHA |
| 517 Richmond Pl | $499,000 | 3 | 3.125% | FHA |
| 3510 Watson Gate Rd | $430,000 | 4 | ≈3.23% | VA |
| 4248 Webb Meadows Dr | $325,000 | 3 | 3.25% | FHA |
| 1267 Swamp Rd | $410,000 | 4 | ≈3.62% | VA |
| 642 Aya Cir | $572,500 | 4 | 3.625% | FHA |
| 3319 Gardenside Walk (may be off market) | $480,000 | 4 | 3.75% | FHA |
| 114 Henson Farm Dr | $470,000 | 5 | 4.125% | FHA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Loganville
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Gwinnett County (106 homes) · Lawrenceville (25) · Snellville (18) · Buford (10) · Dacula (10) · Grayson (7) · Lilburn (5) · Suwanee (5)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.