Georgia › Gwinnett County › Snellville
Homes for sale with assumable mortgages in Snellville, GA
18 homes for sale in Snellville where the buyer can take over the seller's FHA or VA loan, recorded from 2020 to early 2022 when rates were under 4%. Today's average 30-year rate is 7.36%. Updated October 18, 2026.
- 18homes
- 7under 3%
- 2.25%lowest rate
- $158,343median cash to assume
- $465/momedian savings vs 7.36%
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Lowest-rate homes in Snellville
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2.25% from loan recordsFHA loan, recorded Mar 2021
1900 Milfield Cir, Snellville 30078
$500,000 · 4 bd · 3 ba · 3,314 sq ft · House · listed 163 days ago
- Cash to assume
- $227,947
- Payment if assumed
- $1,208/mo
- Saves vs 7.36% today
- $669/mo
-
2.375% from loan recordsFHA loan, recorded Mar 2021
2835 Dominion Walk Ln, Snellville 30078
$435,000 · 4 bd · 2 ba · 2,277 sq ft · House · listed 86 days ago
Cash to assume and monthly savings: Pro
-
≈2.74% estimateFHA loan, recorded Jan 2021
4238 Rocky Ledge Way, Snellville 30039
$379,900 · 4 bd · 3 ba · 2,684 sq ft · House · built 1980 · listed 9 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsFHA loan, recorded Jul 2021
3366 Open Fields Dr, Snellville 30078
$349,900 · 3 bd · 2 ba · 2,010 sq ft · Condo · listed 53 days ago
Cash to assume and monthly savings: Pro
-
2.75% from loan recordsVA loan, recorded Feb 2022
4634 Riveredge Cv, Snellville 30039
$445,000 · 5 bd · 3 ba · 3,785 sq ft · House · listed 171 days ago
Cash to assume and monthly savings: Pro
-
2.875% from loan recordsVA loan, recorded Jan 2022
3025 Westpoint Cir, Snellville 30078
$367,000 · 3 bd · 3 ba · 2,304 sq ft · House · listed 68 days ago
Cash to assume and monthly savings: Pro
-
3% from loan recordsFHA loan, recorded Feb 2021
3672 Rosebud Park Dr, Snellville 30039
$324,999 · 4 bd · 2 ba · 2,400 sq ft · House · listed 44 days ago
Cash to assume and monthly savings: Pro
-
≈3.07% estimateFHA loan, recorded Oct 2021
4576 Ashington Dr, Snellville 30039
$410,000 · 4 bd · 2 ba · 3,468 sq ft · House · listed 72 days ago
Cash to assume and monthly savings: Pro
All 18 homes in Snellville
| Home | Price | Beds | Rate | Loan |
|---|---|---|---|---|
| 1900 Milfield Cir | $500,000 | 4 | 2.25% | FHA |
| 2835 Dominion Walk Ln | $435,000 | 4 | 2.375% | FHA |
| 4238 Rocky Ledge Way | $379,900 | 4 | ≈2.74% | FHA |
| 3366 Open Fields Dr | $349,900 | 3 | 2.75% | FHA |
| 4634 Riveredge Cv | $445,000 | 5 | 2.75% | VA |
| 3025 Westpoint Cir | $367,000 | 3 | 2.875% | VA |
| 2470 Northbrook Rd (may be off market) | $399,995 | 3 | 2.99% | VA |
| 3672 Rosebud Park Dr | $324,999 | 4 | 3% | FHA |
| 4576 Ashington Dr | $410,000 | 4 | ≈3.07% | FHA |
| 1530 Timberline Trce | $389,500 | 4 | 3.125% | FHA |
| 2375 Tarben Dr | $437,500 | 3 | 3.25% | FHA |
| 2279 Cedar Place Ct | $419,900 | 3 | 3.375% | VA |
| 3339 Hillside Links Dr | $399,900 | 4 | 3.49% | FHA |
| 2940 Spring Ridge Cir | $364,990 | 3 | 3.625% | FHA |
| 2323 Cambridge St | $405,000 | 4 | 3.625% | FHA |
| 2155 Vine St | $350,000 | 3 | 3.75% | VA |
| 2381 Action Way | $495,000 | 4 | 3.875% | FHA |
| 3545 Rock Falls Dr | $294,000 | 3 | 3.99% | VA |
Rates without ≈ are the loan's actual rate from public records (or confirmed); ≈ marks an estimate.
See them on the map, with filters for price, size, beds, and rate.
How assuming a mortgage works in Snellville
You take over the seller's existing loan: its rate, its remaining balance, and its remaining term. The difference between the price and the balance is the cash to assume, paid to the seller in cash or with a second loan.
- FHA loans: you apply with the seller's loan servicer and qualify much like a new loan, and you have to live in the home.
- VA loans: you don't have to be a veteran to assume one. If you aren't, the seller's VA entitlement stays with the loan, so some sellers prefer veteran buyers. The VA charges a 0.5% funding fee on an assumption, waived for veterans who receive VA disability compensation.
- Timing: the servicer approves the assumption. VA requires a decision within 45 days of a complete application; FHA sets no deadline. Plan on roughly 45 to 90 days to close.
More in the guides to assuming a VA loan and assuming an FHA loan.
Nearby
All of Gwinnett County (106 homes) · Lawrenceville (25) · Loganville (17) · Buford (10) · Dacula (10) · Grayson (7) · Lilburn (5) · Suwanee (5)
Rates come from each loan's public records (HUD's FHA records or the lender's federal HMDA report) where we can match the loan; the rest are estimates from the average 30-year rate in the month the loan was recorded (VA loans usually came in lower; FHA loans landed on both sides). Balances are estimates: the original loan amount from public records, paid down to today. Prices are from the listing when we first found it; check the listing for the current price. Savings compare the same loan amount at today's average rate. Not a brokerage, lender, or advisor; confirm everything with the listing agent and the loan servicer.